Car Insurance Quotes UK | UK best Car Insurance Quotes

Car Insurance Quotes UK

Now a day car insurance is most necessary for every car holder in UK as like other countries. In this article we are going to discuss about the best Car Insurance Quotes UK.

1. John Lewis Finance

John Lewis Finance is a trading name of John Lewis plc. Registered office 171 Victoria Street, London SW1E 5NN. Registered in England (company number 233462). John Lewis plc acts as credit broker authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309) and has exclusive arrangements with selected lenders in relation to the credit products offered by John Lewis Finance.

2. LV= Car Insurance

Liverpool Victoria, trading as LV= since May 2017, ranked second due to excellent customer service and policies – including its comprehensive car insurance with unlimited cover for windows, windscreens, sunroofs, and lost keys. Similar to John Lewis Finance, LV= also has a no claim discount.

3. Aviva

Aviva plc is a multinational insurance company that serves over 33 million customers. The levels of its car insurance cover comprise comprehensive as well as third party, fire, and theft insurance. The comprehensive insurance covers loss or damage to the owner’s vehicle, liability, uninsured drivers, vehicle recovery, driving other cars, legal costs, motor injury, and comes with an individual no claim discount.

4. Direct Line

Direct Line Group has multiple brands, products, and distribution channels to give customers various options to protect their cars, homes, pets, businesses, and travel plans. Its car insurance solutions aim to provide affordable but high-quality policies by offering benefits such as a guaranteed hire car, onward travel, and a fair claim commitment.

5. Saga

Saga Car is a comprehensive insurance plan with a three-year fixed price. It includes uninsured driver cover, legal protection, onward travel, accident healthcare cover, and a protected no claims discount. Saga Essential is comprehensive cover without fixed costs, but with fewer features than Saga Car.

6. Churchill

Churchill Insurance was among the first direct motor insurance providers in the UK. Its car insurance has a 24-hour emergency helpline, guaranteed repairs for five years if the policyholder uses Churchill-approved repairers, a new vandalism promise, and a courtesy car as standard. It also allows customers to choose among a replacement, upgrade, or money when the car is written off.

Churchill is also well known for its affordable DriveSure telematics insurance policy, which was designed to help young drivers to drive safely and lower their premiums.

7. Tesco

Tesco’s car insurance is underwritten by well-known insurance companies such as Tesco Underwriting Ltd, AXA UK plc, Aviva Insurance Ltd, Sabre Insurance Company Ltd, and Zenith Insurance plc. It offers a wide range of features and benefits and allows policyholders to customise their coverage.

8. Age Co

Age Co’s car insurance line is divided into insurance for the over 60s, insurance for the over 70s, and insurance for the over 80s. Customers can purchase comprehensive, third-party fire and theft, or third-party only coverage.

9. More Than

More Than’s car insurance boasts 24/7 emergency assistance, an uninsured driver promise, no claims bonus protection, and a standard courtesy car for comprehensive cover when the policyholder uses one of its recommended repairers. Other unique benefits include personal accident cover, in-car entertainment, windscreen repair, personal belongings cover, child car seat replacement, and wrong fuel cover.

10. Admiral

Admiral’s car insurance is divided into three levels of coverage: comprehensive; third-party only; and third party, fire, and theft. Its comprehensive plan provides the most coverage – covering third party, fire, theft, and the cost of repairing or replacing the vehicle if involved in an accident or damaged maliciously. It also has numerous benefits, including windscreen coverage, a courtesy car, and extended cover for policyholders driving overseas.

5 Tips to get cheaper car insurance

1. Renew a few weeks ahead: Research by MoneySavingExpert has found that drivers can get the best quote for their cover 20-26 days before their existing policy ends or renews. This seems to be the sweet spot for people who are shopping around ahead of renewal.

2. Shop around: It always pays to shop around and call your insurer to negotiate your price on renewal. Insurers can have a ‘standard’ discount that they will apply if you call them. It also may help if you’ve found cheaper quotes for the same level of cover from other providers, adding weight to your negotiation.

3.  Comprehensive is often cheaper for experienced drivers: Some drivers have also found comprehensive policies are offered to them cheaper than third party cover because the insurer believes they will be less of a risk.

4.  Get a multi-car discount: Many of the companies on our list of the best car insurers offer online or multi-car discounts, which can lower your premium for each vehicle. For example, every car added to Admiral’s MultiCar policies gets an additional discount, and LV= claims its customers can save up to 20% by insuring multiple cars at once.

5. Choose a car in a low insurance group: One final element that affects the price of your cover is the group your car belongs to. Vehicles in Group 1 are usually the cheapest to insure, with premiums getting costlier the higher you go. You can learn more about car insurance groups in our in-depth guide.